What business should I do with a capital of 20 million in the countryside?

Starting a business with a substantial capital of 20 million opens up numerous opportunities for entrepreneurs. This significant sum allows for the establishment of medium-sized businesses with promising prospects. If you find yourself with 20 million in cash and are seeking business ideas, the following recommendations could be the solution. Let's delve into the details of 13 best business ideas with a 20 million capital.

Grocery Store Business

Opening a basic food shop is a fantastic business idea with 20 million in capital. Staple foods are a necessity for everyone, ensuring a consistent market demand. With 20 million, you can stock a wide variety of basic food products, including rice, cooking oil, eggs, tea, coffee, noodles, and more. The advantages of running a basic food stall business include:

• Easily accessible stock items.
• Constant demand for groceries.
• Flexible business location, including home-based options.
• Year-round viability.
• Potential for expansion into a wholesale business.

2. Food Catering Business

Food catering is a promising venture that can yield significant profits with a 20 million capital. You can initiate this business from home, utilizing your existing cooking equipment. By applying effective sales strategies, such as partnering with online motorcycle taxi services or implementing pre-order and reseller systems, you can maximize your estimated profits.

3. Pet Shop Business

For animal lovers, a pet shop business with a 20 million capital can be both exciting and profitable. With this budget, you can purchase various pet shop equipment, hire employees, and cover other operational expenses. Depending on sales achievements and other factors, you can expect a net profit of around 6-7 million.

4. Motorcycle Wash Business

Indonesia's large population of two-wheeled vehicle users presents a valuable business opportunity, particularly in the motorbike washing sector. With 20 million in capital, you can establish a comprehensive motorbike washing business with advanced technology. This includes hydraulic motors, air compressors, power spray guns, and tire inflators. The remaining funds can be allocated to space rental, promotions, and employee wages.

5. Egg-Laying Chicken Business

Eggs are highly sought after in Indonesia due to their affordability and rich nutritional content. Starting a chicken egg business with 20 million capital involves preparing cages for 100 chickens, feed gutters, and other operational necessities. With proper management and care, you can expect profits of up to 100 million or more within 24 months.

6. Geprek Chicken (Ayam Geprek) Business

Geprek chicken, a beloved spicy dish, remains in high demand. With a 20 million capital, you can establish a successful geprek chicken business. This budget covers expenses such as rent, cooking and dining equipment, promotional costs, and operational expenses. You can expect a monthly income of at least IDR 27 million.

7. Home Laundry Business

A home laundry business, when strategically located in areas with students or working professionals, can be a lucrative venture. Adding shoe and helmet laundry services can further enhance profitability. The 20 million capital can be used to purchase essential equipment like washing machines, dryers, irons, tables, and cupboards.

8. Fashion Business

Clothing is a fundamental human need. Starting a fashion business with 20 million capital can be a rewarding endeavor. To succeed, it's essential to have a clear business niche and a reachable target market. Consider trends such as Muslim fashion, Korean-style fashion, and thrift clothing to cater to current consumer preferences.

9. Home Cafe Business

A home cafe business with 20 million capital is a promising opportunity. Cafes with unique and Instagram-worthy designs tend to attract a younger audience. To compete in this market, prioritize food quality, a distinctive cafe theme, friendly service, and appealing interior design.

10. Duck Livestock Business

For those in rural areas with natural beauty, a duck livestock business can be a suitable choice. This business can be profitable, with both laying and broiler ducks offering significant returns. Proper care and location selection are key to success in this venture.

11. Photocopy Business

The photocopying business is simple yet profitable, serving a broad market segment that includes students, office workers, and the general public. With a 20 million capital, you can invest in equipment like photocopiers, paper-cutting tools, glass showcases, tables, chairs, computers, and printers. Monthly net profits of 3-4 million are achievable.

12. Pertamini Business

The demand for fuel in Indonesia is consistently high, especially in remote areas where gas stations are scarce. This presents an opportunity for a Pertamini business with 20 million capital. Ensure you have the necessary permits and avoid overcharging customers or selling mixed gasoline.

13. Food and Beverage Franchise

If you're hesitant to start a business from scratch, consider a food and beverage franchise. With 20 million, you can purchase property rights from a franchisor and run the business with their support. Franchises often include essential facilities such as cooking utensils, promotional materials, and raw materials. Options include boba drinks, toast, coffee, dim sum, egg rolls, seblak, and more.

Each of these business ideas can be pursued with a 20 million capital, offering diverse opportunities for budding entrepreneurs. Take the first step towards realizing your business dreams, and explore the one that aligns best with your interests and goals. BFI Finance is here to support your aspirations with fast liquid loans tailored to your business needs. Utilize the link below to find more information about our loans and kickstart your entrepreneurial journey.

Loan Information Car BPKB Guarantee

Enjoy disbursement of funds up to 85% of your vehicle's value with a tenor of up to 4 years.

Loan Information BPKB Motor Guarantee

Access loan funds with a fast process and a maximum tenor of up to 24 months.

Loan Information Home Certificate Guarantee

Benefit from low-interest rates starting at 0.9% and a tenor of up to 7 years.

Take action, dear entrepreneurs. The world of business is waiting for your unique ideas and determination to succeed.